June 25, 2026
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Issuer-side dispute investigator

Dispute Investigator Life: Issuer Judgement Calls vs. Network Rules

Winning the chargeback that no one believed was possible is the biggest success a dispute investigator can achieve. Knowing chargeback rules doesn’t make someone a dispute investigator. If it did, issuer-side training would take a week, and analysts could keep a cheat sheet open on their desk for every “interesting” case in the queue. The reality […]

Agentic commerce disputes

Agentic Commerce Disputes: A Fraud Window Left Open

The credit card networks just opened the door to agentic commerce and agentic commerce disputes; they left the fraud window open, too. This is because when an AI agent buys on your behalf, you keep your chargeback rights. However, the dispute system doesn’t know what to do with that yet. In March 2026, Mastercard and […]

Authorized push payment fraud (APP fraud)

APP Fraud and the New Dispute System You Can’t Ignore

Most chargeback conversations stay inside one lane: card networks, issuer rules, merchant liability and dispute rates. But since October 2024, there’s been a second dispute system operating in the UK, built from scratch, running outside the card networks entirely, and already generating the same incentive problems the credit card chargeback world has spent decades wrestling […]

Google Play

Google Play Shifts App Chargebacks Burden to Developers

Google Play is changing how it handles chargebacks, switching to a model of splitting the costs with developers instead of absorbing the fees entirely. The change was first reported by technology news site Piunika Web, based upon an official support page for the app store announcing the update. De facto, developers’ responsibility for app chargebacks […]

Spirit Airlines chargebacks

Update: Travel Chargebacks Surge, As Spirit Airlines Collapses

Spirit Airlines’ collapse last weekend led to approximately 1,000% week-over-week increase in disputes on transactions connected to the airline in the first 72 hours following its end of operations, according to issuer chargeback management solution provider Quavo. Quavo Predicts 60-90 Day Chargeback Surge Quavo claimed “unmatched” visibility into the chargeback impact of Spirit Airlines’ demise […]

Chargeback Strategy with Data Science

How Data Science Is Rewriting Chargeback Strategy

A few years ago, improving chargeback performance meant adding more reviews and more people to the team and having a clear chargeback strategy was unheard of.  Today, technology and modern solutions make chargeback management easier and importantly, more effective. Merchants reduce manual effort while improving dispute outcomes at the same time. The complexity hasn’t disappeared, […]

Visa's VAMP program

VAMP: Redefining What ‘Good’ Means for Payments Operations

If you run an e-commerce business, you’ve likely heard of Visa’s Acquirer Monitoring Program, known as VAMP. Most explanations talk about how VAMP works. Fraud (TC40) and disputes (TC15) are now combined into one ratio. The rules are stricter, and acquirers must ensure everyone follows them. All of this is accurate, but the main point […]

Iran travel chargebacks

Travel Chargebacks and the Iran Conflict: Who Is At Fault?

The conflict between the US, Israel, and Iran has so far caused more than 60,000 flight cancellations since late February, affecting an estimated 6 million passengers and opening the door to a wave of travel chargebacks. At seven major regional airports including Dubai, Doha, and Abu Dhabi, cancellations exceeded 21,300 flights. Airlines, travel platforms, and […]

Dispute Rate vs. Authorization Rate

Why Fraud Teams Should Care More About Authorizations Than Disputes

Fraud teams obsess over disputes. Network monitoring thresholds. Chargeback win rates. Prevention alert integrations. Ratio management. All are important. But if disputes are your primary performance lens, you are optimizing against a lagging signal. Authorization is what sets the trajectory for  a merchant’s processing portfolio. By the time a chargeback arrives, the authorization decision is […]

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