• CE 3.0
• chargebacks
• Visa

Multi-Merchant CE 3.0: The End of the Data-Poor Merchant’s Excuse

• 

  Ben Herut / September 11, 2026
• 0

For two years, Visa’s Compelling Evidence 3.0 (CE 3.0) rewarded merchants who already had a paper trail. If you could show two undisputed transactions from the same customer, between 120 and 365 days apart , matching on identifiers like IP address or device ID, you could push liability for a fraud dispute back onto the […]